Average Americans don’t have cash laying around to “buy the dip”

I am sick of all the posts cheering on this freefall . Telling everyone that this some kind of “opportunity.” A large swath of Americans DO have money in the stock market via 401Ks. What they DO NOT have is a pile of cash laying around to buy stocks. Just stop. This is decimating millions of Americans. I know many people who are now having to completely recalculate their plans for retirement. Some have lost the equivalent of 2+ years of contributions, along with natching funds. It will take 5 years to recoup the loss in value. So again, please stop trying to gloss this over like we’re being done a favor.

EDIT: There seems to a view that I have made bad investments and lost money. None of that is the case. I have weathered the storm quite well. I saw this coming and went to about 90% cash from 50%. I am retired after working for 50 years. Sometimes paycheck to paycheck. I spent most of my life as a working stiff. I put enough together to retire in just 15 years. I know the trials and tribulations of most working people. They are trying pay the mortgage and the car. My point was, these folks are not rushing out to buy stocks like the Treasury and Commerce secretaries have suggested. It’s ridiculous.

EDIT2: This post is NOT about selling stocks. Stop telling me not to sell and I won’t lose money.

EDIT3: Thank you all ( you know who you are) for mansplaining the stock market to me. I have learned so much ( just not what you think).

EDIT4: Wow. This really blew up into something unexpected. But entertaining. Way too many people did not understand the post at all. I did not tell people to sell. I did not tell people to not buy stocks. I gave no advice of any kind (though that was an accusation). All I did was point out the absurdity of government officials and self proclaimed financial geniuses telling Americans it’s all good and the current chaos is an opportunity to buy.