WIBTA if I keep my Ex’s Life Insurance Payout instead of giving it to his pregnant girlfriend?

My ex and I were together for seven years, and we got engaged two years ago. Around that time, we both took out life insurance policies, listing each other as beneficiaries. It made sense at the time coz we were planning a future together.

Then, six months before the wedding, he cheated on me. I was devastated, but I forgave him because I didn’t want to throw away seven years of my life. I thought we could move past it. But two months before the wedding, he blindsided me, he left me for the same woman he had cheated with.

I was completely heartbroken. I begged him to reconsider, but he told me he had moved on and that I should too. It took me a long time to heal, but I eventually accepted that he had made his choice. Over time, I worked on rebuilding my life.

That was a year ago. I updated my own life insurance policy, assuming he would do the same. Then last week, I got the unexpected news that he had passed away suddenly. It was shocking, but what surprised me even more was getting a call from his sister. Apparently, he never changed his beneficiary, which means I am set to receive a $100,000 payout.

Now his girlfriend—the woman he left me for has reached out, asking me to give her the money. She’s pregnant with his child and currently unemployed. She says the money should go to her and the baby because I am “just his ex.”

I understand that this is a difficult situation, and I have sympathy for her child. But at the end of the day, this was his responsibility. He had an entire year to update his policy, and he didn’t. I wasn’t expecting this money, but legally, it is mine. I didn’t take anything from anyone, it was his choice to leave things as they were.

I don’t think I should be obligated to give it up, especially considering how he treated me. This isn’t about revenge or pettiness. It’s simply about the fact that I was the named beneficiary, and I see no reason why I should be the one to fix a mistake that he made.

That being said, I don’t want to be heartless. I’m considering setting aside a small amount for the baby because none of this is the child’s fault. But at the same time, I don’t think I should feel guilty for keeping what was legally left to me.

AITAH?